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How Coverage Works

The following material is designed to provide a general overview about how Homeowners Association Coverage works

(and is not legal advice).  Actual policy language will always apply.


After reading the subject matter, please email or call us with your questions or comments.

We appreciate and value your feedback!  Email us at or call 877-600-3199.


Select a topic to get started:


  1. Buildings/Property
  2. General Liability
  3. Fidelity Bonds
  4. Directors and Officers
  5. Excess Liability/Umbrella
  6. Workers Compensation
  7. Earthquake
  8. Flood
  9. Condo Unit Owner HO6
  10. Restating CC&Rs
  11. Ordinance & Law
  12. Walls-In Coverage
  13. Small, Medium & Large HOAs
  14. Miscellaneous Coverage
  15. Success Stories